For service call or text 787-717-0187 
Javi Rodriguez 385 Ave. Felisa Rincon San Juan, PR 00926
Mobile: (787) 717-0187 Fax: (703) 621-1118 Email Javi

Cuanto puedes pagar? orientate aqui!


 


Nuestra calculadora le ayudará a determinar los pagos mensuales a la hipoteca, si tiene el potencial para calificar para el prestamo que busca o si le conviene mas rentar en vez de comprar.
Completa los campos abajo y haga clic en Calcular ahora. Para ver los resultados de cada cálculo, haga clic en las distintas pestañas. Para enviarse una copia a usted mismo de los resultados, haga clic en el enlace para recibir el analis detallado.

Analiza tu credito gratis  en annual credit report.

Aqui te podemos enviar un listado de las propiedades que especificamente te interesen directo a tu email sin costo para ti.

No dudes en llamarme para que te contacte con el banquero que te orientara sin compromiso.

 

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %